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Reply to "I need to raise Common Charges Again - When do I tell People?"
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[quote=Anonymous]One last thing to check is flood insurance through NCIP, underwritten by Lloyds of London. I have it on my house and it was half the cost of NFIP insurance and was acceptable to my lender. I probably would not have bought the house if I had to pay NFIP rates. However, the policies are written by real actuaries and not government flunkies, so if you are genuinely high risk it may not save you money.[/quote]
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