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[quote=Anonymous][quote=Anonymous][quote=Anonymous]My mother has a state pension from being a teacher for 35 years. No SS. My parents have a paid off house and investments, no rental property. My dad gets SS, but it’s not a lot as he took it as soon as he was eligible. No 401ks, but he has a SEP IRA. Mom gets $55k a year, dad draws about the same from his accounts and SS a year and they are more than fine.[/quote] Now your mom will get half of your dad's because of Social Security Fairness Act. Has she applied for SS?[/quote] She doesn’t qualify because the benefit is offset by her pension when we ran the numbers. My dad’s SS is tiny. He was a sole proprietor master plumber for decades, long before the cost of hiring a skilled tradesman skyrocketed. [/quote]
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