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Reply to "Anyone retire a little early? "
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[quote=Anonymous][quote=Anonymous]I’m projected to have 2.5mm by 50 (wife does as well), and house will be paid off by 56 without extra payments. Without the mortgage (that is, starting at age 56), our combined expenses would be 35k, which requires less than 1mm at 4% withdrawal. So trying to plan ahead on what to do with “too much money”. Might pull back on saving at some point or buy some nice watches. It’s a good kind of problem to have. [/quote] Does the 35K include your healthcare, and do you (or will you) use the ACA?[/quote]
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