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College and University Discussion
Reply to "If your kid doesn't spend their 529, what will you do with that money?"
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[quote=Anonymous]DS 1 used most of his money in the end because even though he had a scholarship, we used the money for room and board (apartment) and books etc. He has a little left and it's just sitting there. I think eventually we will roll over to an IRA for him, but he might go to grad school in the future and we are waiting. I think he won't and we'll give him the IRA money. DS 2 is still in college; he will also probably not go to grad school and he will have a little left - we will probably wait and see if either of them need it and then give to them in a tax benefit manner. The money is not theirs, though, because we funded the accounts, but we have every intention of using it for their benefits or giving to it them. Since they are 20 and 23 and you can use the money for lots of educational purposes, its too early to decide right now.[/quote]
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