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[quote=Anonymous]Baby boomer here. In my 20s I Bought a townhouse in the Massachusetts exurbs in 1985 for $120,000 and I think my first mortgage was 14 percent but I refinanced to 12.5 percent within 2 years (my dad co-signed for me). My salary was $25,000 / year. Utilities costs were high so I kept thermostat at 55-60 (brrr), no A/C. I loved my little house but I was so broke I could barely afford food and I couldn’t afford to drive into Boston to hang out with friends. [/quote]
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