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[quote=Anonymous]OP, your situation sounds very similar to ours and reading the suggestions on this post has been helpful. My husband was the breadwinner and he lost his job. Severance ends soon so we're buckling down. This is what we've done so far that has had the biggest impact...

-My industry is not as volatile as his so I got a better paying job with better benefits that will cover the family during any gaps. My new salary cannot cover the costs of our current life but everything helps. I'm working more and have less flexibility but my husband is picking up the slack where he can while still actively searching for a job.
-File for unemployment when your severance ends. It's not much but it's something. 
-We stopped using Amazon and online shopping in general as much as possible. Huge savings here.
-We cut activities for the kids minus what was already purchased. Also a huge savings here.
-We have great credit so opened a zero interest cc we can use in case of unexpected expenses and will plan to pay the balance asap once he gets a job. 
-Cut back on eating out, delivery and any specialty food items. The stress is real and despite really wanting to order delivery on multiple occasions, we threw something else together for dinner instead.
-Took an inventory of subscriptions and cancelled nearly all of them 
I'm hopeful that something will come along for my husband but the job market is tough to say the least so we are planning accordingly...
-We do not want to take out a home equity line of credit but will consider doing so if things get bad
-We also have a rental property, the market is not great. We will try to hold onto it for a variety of reasons but would sell it if necessary
-He is actively looking for contract or temporary work. Since we're under my benefits this is doable and something is better than nothing.

This is really hard to go through but I'm grateful that we have some savings and options. It's been extremely stressful though. I'm scared that our retirement is f#*ked but I'm attempting to take it day by day instead of spiraling into an anxiety stronghold. Good luck to you, I hope you're able to find something quickly. [/quote]

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