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[quote=Anonymous]I make all my payments monthly. BUT, when I had to dig out of credit card debt - I paud it every pay cycel ie twice a month. Any utility, subscription, credit card. I did not wait for the bill to come in. Because the credit card bill is usually 5 pay cycles too late. So until I had settled all my debt and had lots of cash in the bank, I did not dare to not pay off each pay cycle. Also, having credit card on auto-pay is stupid. Also, debit card that also functions as an ATM card is sheer stupidity. Ask for your ATM card to be seperate from your credit card or Debit card. [/quote]
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