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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I put our credit cards in the safe so I have them in a dire emergency, but I do all my spending with my debit card. It sounds like a superficial change but it makes such a difference to not have that big payment a month later, and forces me to stay on budget. [/quote] I used to do this, but now I just have a card set on autopay and I put everything on the card because the rewards really add up. Those credit card companies have us all by the balls. [/quote] right! Those rewards add up so fast. If companies gave me a % off, I would easily use cash, but they don't. I don't spend more. I mean am I not going to pay my kids' aftercare on time? [/quote] Which card do you use? I use QuikSilver since it is 1.5% on everything. I have Costco for gas and groceries. [/quote] Not PP, but the Citi Double Cash and Fidelity Rewards card both give 2% cash back with no annual fee. Excellent option for those who want just one card and simple rewards. Fidelity only really an option if you have an account there, but its really good if you do- includes no foreign transaction fee, and even reimburses $100 for Precheck/Global Entry application fees.[/quote]
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