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Reply to "Auto insurance rates for non binary kid"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Are auto insurance rates for teens/new drivers different by gender, and does anybody know if a non binary driver insurance rate is in between what’s charged for men and women? I’m in Maryland (with State Farm)[/quote] You might get into legal trouble if you attempt to "defraud" an insurance agent that way. Just saying, watch out. If you are looking for legal trouble and a court precedent for some sort of discrimination, then by all means try it out. I'm sure you could find an attorney willing to take on a case such as that. [/quote] My kid’s gender is marked differently on MD license and U.S. passport because passport doesn’t allow for nonbinary. I guess I don’t really see the problem with specifying either given that it’s already mismatched.[/quote] What sex is your child? It’s on their birth certificate. THAT is what you should select on the pull-down menu when buying auto insurance. Assuming your concern is coverage by your auto insurance in the event of an accident. Yes? Going with the insured’s sex would present the most airtight, non fraudulent case for payout. You do not want to find out the hard way that your not covered by liability insurance when your kid causes $3 million in damages in a multi-car accident with fatalities— because you were overly concerned about misgendering and inclusivity that day you picked an insurance policy [/quote] This. I can’t believe you’re even questioning what to put down. Not the place go save a buck. [/quote]
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