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[quote=Anonymous][quote=Anonymous][quote]Better to save/invest and find a great CCRC to enter when you are still healthy (ie early 70s). Get one where you won't pay any more for "advanced care" except the extra meals per day.

Early 70s is way too early, unless you know something about your health that will impede getting in. It's an 80s and 90s vibe. That's the trick here, knowing when to go. But early 70s won't be mentally a good idea.

[b]First, you likely won't get in in your 80s unless in absolute excellent health (hint most 80 are not that)
[/b]
My parents moved into one in mid 70s, and they love it. Sure it was a mindset to downsize (and all they could afford was a 1200 sq ft apartment) but for them, we had to pay the entry fee (mid 6 figures), and they are now enjoying a huge lifestyle improvement. They have activities, main meal each day included ((more if they feel like paying or managing the $$ well) and most importantly, with me being 2.5K miles away, they have the proper care should they ever need it, without me having to do much. It will be seamless if they need more care.
and they are the the "poor people" there, most are living it up, travel still and spend on many extras.
But now my parents no longer have a house to take care of, or any worries. If something breaks, it's not my dad attempting to fix it, they just put in a request and within a few Hours it's fixed. It's a beautiful campus with tons of outdoor activities, they have their own garden area and can easily walk 2-3 miles and not leave campus.[/quote]

Not true. I know someone who got into one at age 90. And it's a nice one.
[/quote]
Most people are in their 80s entering a CCRC. 70s is very much too early, but, again it depends on the people. Some  people  are "older " in their 70s than others, and I don't mean health. I am in my late 60s, and spent some time visiting a friend in an over 55 community in Fla ( not a ccrc, just a development) and I was extremely uncomfortable with the age grouping. Most were in their 70s to early 80s. I just felt like they were contemporaries with my parents' age group. I felt  weird, actually, it was a big time warp-  and so happy to go home back to  my regular suburban neighborhood,  all ages. Not  ready to be socially engineered quite yet. If that's what an over 55 is, I really don't  see myself in a CCRC in my mid 70s,  with even older people, which is about 6 years away.  But, absolutely,  I want to go the CCRC eventually. I'm planning for that in my 80s. Time moves differently at this age. It's  like a disortion mirror- everyone is in a different place  head wise, but the world views them all as a monolith. [/quote]

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