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Kids With Special Needs and Disabilities
Reply to "Everything is so expensive! "
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[quote=Anonymous]OP - if you have money in a 529 that you can spare to spend now, you should see if your kid will qualify for an ABLE account (likely with an ADHD diagnosis). If she does, you can roll money up to the contribution limit (19K this year) from her 529 into an ABLE account. All funds (both contributions and earnings) in her ABLE account can be spent right now on qualifying disability expenses without paying taxes or fees. Qualifying disability expenses are very broad. Everything you’ve described will be eligible. But it would free up a source of funds to support these needs right now. Unfortunately, unless the law gets changed, this is the last year they’re letting people roll money from a 529 to an ABLE account so you should act on it now. The ABLE National Resource Center is a great resources.[/quote]
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