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[quote=Anonymous][quote=Anonymous]I had to laugh at the PP who lived below his/her means, saving 130k a year--on a 400k/year salary! How frugal one is, and how easy it is to ilve below the means also depends on what one's income is--one could still eat out frequently, take vacations, have nice cars andgenerally not scrimp while living 'below ones means" if one made tons of money!
at any rate, in my late 20s/early 30s, I made in in DC on 40k a year--put a bit away in retirement and built a small nest egg for rainy day/downpayment. Now, I make just about twice that, as does DH, but we have 3 kids and life is crazy expensive. So, no, we don't live below our means. We are just barely making it==we have enough to pay for daycare, car payment, mortgage, transportation, gas, food, medical bills, insurance, 401k (not at the max) and one trip a year to see family. But when unexpected things happen--like needing a major house repair, or car repair, etc--we struggle. And we are not saving for college yet. [/quote]

Not PP but have to laugh at people like you who say they "are just making it" on six figures when they have three kids but are able to afford a home, cars, an annual trip and put some money away for retirement but can't budget for house or car repairs. [/quote]

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