Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Money and Finances
Reply to "Only 100k in 401k at 50"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous][quote=Anonymous]One reason OP or any investor may be want to have some bonds is if they will be freaked out by big swings in the stock market, which could lead to emotional market timing which tends to lower returns. OP, go to the Bogleheads wiki and look up need, willingness, and ability to take risk. Whether you get advice from here, or there, or an advisor, please only invest in what you understand and know why you've chosen it.[/quote] As I’ve gotten older I’ve moved to dividend ETFs, instead of bonds. I allocated enough to cover my living expenses for retirement. $2.5mm in SCHD and VYM, plus social security, will be able to fund my life in retirement. The other portion of the portfolio is 100% in a Total Stock Market mutual fund. Still have more growth potential than bonds but it allows me to sleep at night knowing the dividends are coming in. [/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
