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Expectant and Postpartum Moms
Reply to "Federal Employees Health Insurance - which has the best maternity coverage?"
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[quote=Anonymous][quote=Anonymous]PP - that is a high copay for an MRI and what I'm worried about with the Standard plan. Comparing the two BCBS programs it does look like the basic may be a better option as long as you are OK using the in network drs. My reading of it is that with Standard you can be charged a % for certain procedures like PP. However, basic has a set copay. I also read a recent review that stated paying more doesn't always get you more and they compared the two BCBS programs stating the basic was the cheaper but better program IF you are ok with the in network drs. [/quote] I'm 13:43. I believe I was billed just under 1K for the fetal MRI because I have a 1K deductible. I'm Fed on the 2G5 plan. It doesn't sound like others have this deductible? Also, since it's open season, I looked for info on the Basic plan but it is not listed as one of my options and there is no info about Basic in my packet. Anyone else notice it is missing?[/quote]
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