Reply to Federal Employees Health Insurance - which has the best maternity coverage?

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Reply to "Federal Employees Health Insurance - which has the best maternity coverage?"

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[quote=Anonymous][quote=jindc]I have a question about self vs self plus family. 
I just changed to MD IPA because we have to do IVF.  I signed up for self because it is still cheaper to sign up for two self plans (husband is also a fed).

If we are fortunate enough to have IVF work (sigh), will the newborn NOT be covered if I only have self?  I thought there was a 30 day window - they have to be added to your insurance within 30 days of birth.  Is this not the case?

I gather I can still change if needed since it's still open season if you all say it's not worth doing self only.[/quote]

Having a baby is considered a "life-changing event" for which you can change your plan outside of open season.  You usually do have 30 days to add your baby/change your plan, but check with your plan for the exact timeline.  You will need your baby's SSN to add them.  (I am due in early February and my husband and I each have a BCBS Basic self plan... we plan to switch to the BCBS Basic family plan and add the baby once she is born... I already have the paperwork filled out.)[/quote]

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