Reply to Which of these women is 'doing better'?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]As a mother, [b]A[/b] was absolutely the best option for me and completely  worthwhile.  500K is a fantastic HHI.  I can outsource all I want and I get to be with my kids. Besides, the allure of working disappeared when I had kids and no amount of money I earned, made up for the time I was absent from my kids lives.  A great nanny cannot replace a great mom or great dad.  A great nanny is a wonderful replacement for a disengaged parent.

In all of the options, I am assuming that 
- you have a great marriage, and your DH is a wonderful husband and father,  You will never divorce or be left in financial crisis
- you have children without any big issues and you like spending time with your children
- you have the money to take care of your needs like college, retirement, outsourcing chores etc. [/quote]

BTW - I am not throwing any shade on having a nanny.  Any and all support to raise a kid or run a household or take care of elderly relatives is a boon.   A great nanny can help to make things easier - even for a SAHM.

Being at home with money and help allowed me to do my SAHM role with ease.  I am not the super high energy, super frantic, super efficient person IRL, who can do it all.  I like to do things with support around me.   And I like to do the things that I like to do. For me it was guiding and being with my kids.

I am not a person who cares too much about expensive things, so having a million dollar HHI is not something that I value over time.  As long as I can pay for services, I am happy with my life.  I was able to SAHM with a decent HHI.  It has never reached $500K.  We have always felt very wealthy with just $120K - $400K over the years.  [/quote]

$120k is entry level salary and certainly not enough for one parent to stay home - nevermind feel rich [/quote]

"Over the years" is the operative word.  $120K was great 28 years ago.  $400K is extremely comfortable in 2025.  Not all parts of DMV is super expensive.  We have a SFH that we paid $270K 27 yrs ago in a not expensive neighborhood.  Locked into the lowest mortgage rate in the past 30 years. No student debt, no childcare cost, no private school cost.  Of course, we are older.  Younger people also have to save for college, retirement etc - but $120K is a very decent salary - and your future can be secured with some adjustments.   [/quote]

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