Reply to Will I regret ending my career to stay home with ES age kids?

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[quote=Anonymous][quote=Anonymous]Maybe you will regret it, maybe you won't. It is difficult to tell.

How will your contribution as a SAHM be measured and validated? Are you and your spouse on the same page regarding common goals, family values, children upbringing etc?  How will you protect yourself and your family financially?

This is how I did it (lots of luck and serendipity played a role) -
- I had saved almost all the money I had earned as a working woman and had a healthy retirement and investment fund. Till date I have let the money grow. 
- We made sure that we were heavily insured so that if something happened to my DH (sole earner) we would have money for the rest of my life without going back to work and I could pay off the mortgage, pay off my kids college, pay off their wedding and pay off the expenses of my old age. 
- DH and I do not have a prenup and I manage the finances. I was protected against the marriage breaking and being impacted financially.  There is no addiction, abuse, adultery in the family. DH is a good father and husband. 
- My DH has a secure job and we kept many costs down. We save 50% of DH's salary. 
- I kept the support structure and expenses from pre-SAHM days. I retained my cleaner, lawn service etc. I did not want to get resentful by doing routine chores without help. 
- I had a comprehensive plan for the kids education, ECs, health, socialization and well being. That was my main focus. 
- The aim was to have a smooth running household so that my DH could spend time with the kids and me when he was home.  
- Our family valued - kids education, family health, socializing, being careful with our money, and peace of mind. [/quote]

Obviously, you treated the SAHM gig with the same level professionalism that you would manage your career.  Honestly, this is probably the only way it would work for me too.  Helpful! Thanks![/quote]

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