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Reply to "High Deductible Health Insurance Plan"
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[quote=Anonymous]You really do just have to look at your healthcare usage and at the particulars of your available plans and do the math. What would be better in a typical year and could you afford the worst-case scenario? My family uses a lot of healthcare because several of us have chronic conditions (including a small child who needs serial MRIs which have to be done under sedation) and so we are basically guaranteed to hit any out of pocket max any year. With the plans that we have available at the prices we are charged, the HDHP never makes sense. But if it's a good option for you, the tax benefits can be super great, as others have said.[/quote]
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