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Reply to "High Deductible Health Insurance Plan"
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[quote=Anonymous]One has to do a basic math or ask chatbot to do it for you but typically HDHP come out of regular plans. Big variables are monthly premiums, max out of pocket and coinsurance %. Say X = monthly premium and Y is max annual out of pocket then a good approximation of the max annual outlay is 12*X+Y Compare the result above for the plans your employer offers and act accordingly. HDHP also gives you HSA and a lot of companies kick in 1000-2500K into the HSA in the beginning of every year so subtract that form the formula. All this assumes one can manage money has enough saving discipline.[/quote]
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