Reply to So how does a two-Fed family that gets fired send a kid to college?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][b]Well you should have been saving their whole life.[/b] If you can't afford it for whatever reason, then the kid can pay their way through community college. Not everyone is guaranteed college. [/quote]

Get a life. It’s not so easy for everyone to save up hundreds of thousands of dollars. You don’t know what other expenses they’ve had, how long they’ve been feds, or anything else about them. Save your unhelpful moralizing. [/quote]

Most dual feds make 200-400k, more than many others.  Some of it is lifestyle choices.  [/quote]

NP. The people here wagging their fingers at feds need to grow up. Do you not have any concept that there can be expenses like medical issues, chronic conditions, caregiving or care facilities for older relatives, and myriad other expenses YOU don't know about from your perch on your high horse? Just citing what you think "most" dual fed couples make is not helpful. You don't know where they have to live for their jobs and how expensive that area might be, either, even if they're frugal . Just stop the empathy-free blather about what feds "should have been saving" etc. People have lives and expenses beyond just stuffing 529s with an ideal amount of cash. Damn, the total lack of thinking or empathy here is sickening. (And no, I'm not a fed or married to one, I just get sick of parent-bashing whenever someone comes on this forum worried about paying for college.) [/quote]

Some of us choose to live within our means.  That means living on a single salary and using the other for savings/extras, building a 9-12 month emergency fund, so that when a job loss happens it's doable without tons of pain.  Yes, you can have other expenses, but once again, most people live above their means and have no plans in place for life's obstacles like a job loss.  And if you were planning to fund college as largely "cash flow", then you had the opportunity to save in the past and should have.  
Everyone I know has car loans---we haven't had one in 25 years---we paid off cars in 3 years, continued to save the "car payment plus a bit" and then were able to pay for cars at the 8-10 year mark with cash (and much nicer cars each time).  Not many people think that is needed, but it's part of a mentality about being fiscally responsible.  And it helps with weathering financial issues.

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