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College and University Discussion
Reply to "If college is so expensive ... why don't more families get need-based aid?"
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[quote=Anonymous][quote=Anonymous]We do okay (at around $200K HHI until a 50% jump three years ago) but are not RICH. We planned. Used the Vanguard college calculator and saved $400-$600 per month in the 529 since birth. Limited vacations. Public school. Not a lot of meals out. DIY home improvements. No family support. Both children will graduate with no student loans. [/quote] This sounds like us, too, including the boost in income about 3 years ago. We don't take fancy vacations and only take 1 vacation per year. We rarely eat out. Kids are on track to graduate debt free and we are fully on track for retirement. Mortgage could be paid off today, but it's not a big deal to keep the mortgage until March 2026. Youngest graduates May 2026. Maybe grad school for him? Who knows, but we will have enough in the 529 to cover him.[/quote]
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