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[quote=Anonymous][quote=Anonymous]I think you might be a little irrational here, OP.  If your living expenses have only been 40% of your HHI until a week or two ago, you very likely have pretty significant savings.  Also, it sounds like you will be able to get another job, or maybe your husband will get a higher paying one if your are home more and your family needs the money. Nothing about this sounds permanent.

Also, 8 year olds and even 13 year olds don’t want ridiculously expensive things. I mean, even if they are expensive for what they are, a lego set and a pair of AirPods aren’t the kinds of things that are going to put you into bankruptcy.  I’m willing to bet that if you posted your entire financial picture including various savings accounts and an estimated cost of a Christmas tree and presents for your children, people would tell you that you can afford to give your kids gifts this year.

I get that you are anxious about finances, but Christmas presents for your kids really isn’t the place to cut back.   
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I wanted to say that my husband lost his job a few years ago and went through something similar.  I made about 35% of our HHI, but it was enough to cover expenses.  It was fall, not Christmas, but he decided that we didn’t have enough to take the kids to the pumpkin patch that year.

It was ridiculous.  We went to the pumpkin patch, and it made no difference in our budget at all.  I think it was some kind of punishment for himself.  He was depressed, and it was like he wanted to advertise what a big failure he was.  I felt bad for him, but there was no need to stress out the kids.  It wasn’t going to make him feel better and only made them feel worse.

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