Reply to What's the best elder model to unburden our own children

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]My plan is #1.

We did that for my mom and it worked out well.

We added paid visitors who took her out to lunch/run errands 2-5 times a week.[/quote]

This is the best approach. Don’t underestimate the need for
additional paid help, even if they are in an assisted living or nursing home costing thousands a month, and even if you and/or siblings are visiting regularly. You always will need or want extra help.  [/quote]

Curious then about why it isn't better to plan to live in your own house and pay for 24/7 live-in help (or is it 16 hours a day?).

If you are going to have spend a ton on paid help anyway, why not just decide to move to a place where you can live on one floor (ranch or at least main bedroom and bath on first floor) vs. paying a ton for the facility + paid help.

[/quote]
Ususally cost is a factor.

Paid in-home 24/7 help is about $24K per month (at roughly $35/hour)…assuming no nursing-level care needed.

This kind of help plus medication management plus room/board in an assisted living community is only $10-12K/month. Maaayyybe $15-16 K if it’s super nice!
Again—that includes food, apartment, housekeeping, caregiver assistance, Med management, etc.

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