Reply to Is this a reasonable amount of spending money per month based on our income?

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[quote=Anonymous][quote=Anonymous]OP here this is our current monthly budget

$2200 PITI
$575 groceries & consumables
$500 car & house maintenance 
$300 subscriptions (incl gym membership) 
$350 utilities 
$450 transportation cost (mostly insurance & VA car tax)
$1000 vacation saving
$2400 personal spending

Total is $7775. Our take home is over $17k so it leaves us with almost 10k going into savings every month (more like 11-12k if you count pre tax 401k contributions and match + paying down mortgage principal).

Are we really going wrong here? Seems crazy how you could make double or more our income and barely enjoy any of it for yourself. 
[/quote]

I think this makes sense to me. You're not going to notice saving 1.2k more per month when you already save 10k, but you're going to notice only spending 600/months instead of 1200/month.

Even after a year, you're only saving like 15k more. That's not going to make or break whatever house you want to buy.

I'm not seeing a single reply here making any sort of argument that your proposed level of spending would deter you from your goals. It's just "blah blah kids expensive" without actually running the numbers.[/quote]

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