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[quote=Anonymous]I'm 29 and started with $1200 a year in a Roth at 23. I was making 29k at the time. Then that plus 5% of salary (with 5% match) at my current job the following year. It's grown to $2400 to Roth plus 10-12% plus match. I'm the sole income in my HH with a child. While I would love to max, I try to contribute every cent I possibly can anyway. I'm still nowhere near six figures, but I'm glad that I never stopped contributing. I had a coworker at 19 who used to work at Smith Barney and he pleaded with me on a regular basis to begin saving immediately. It took me 4 years to drop the "I can't afford it" mentality. I'm so thankful for his influence![/quote]
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