Reply to College savings--GAH!

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]we are waiting until kids no longer need daycare to start saving. of that 2800/month we currently spend on care, we will put 1800 toward college (900/each) and 1000 toward our retirements (we are not saving the max now). [/quote]

You might want to think about the expenses that will replace your daycare costs enforce you count on being able to bank all of that money.  When you're paying for daycare, it's hard to imagine this, but kids get more expensive as they get older.  [/quote]

It depends on what your expenses are when they are younger.  If they are already in activities and other stuff and you keep it reasonable, it does go down.[/quote]

I agree, it can go down depending on your circumstances, but not to nothing, which is what PP seems to be counting on.  Just considering costs of necessities, your grocery, clothing and shoe bills increase as your kids get older.  And, once you finish daycare, you still have before and aftercare, which isn't cheap.  [/quote]

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