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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You have no regular savings you can access (like a HYSA)?[/quote]

I do have a million or so in a brokerage account, but that I don't touch. And like 250Ks in CDs.

But cash in Bank I only have like 300K but that is in case I get laid off and need funds. I also have a small rental property but rented year round. Just a small place, but once again illiquid I used rental income to pay bills. Cant sell that as need the income.

Free cash is maybe a few thousand tops. Meanwhile my neighbor who is actually rich they are both loaded, CEO and Dr. they pull in at least 1-2 million a year they are rich. I am straight up middle class based on income and spendable cash. When I had big job, we do a new kitchen, go to Turks and Caicos, buy a new car whenever. Did not even look at bank statement. But I no longer have that income. I am formerly rich like a Child Movie Star or laid off Investment Banker. I just don't have a cash stream. Even some of my cars are getting old. They look nice but they are cars I bought in 2011 and 2012.

I feel like BMC Hammer or Mike Tyson or Kim Bassenger. They all had big income streams then lost it all. Well they kept their mansion and luxury car and 401Ks but lost all the free cash. Thats me.      
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Dude shut up [/quote]

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