Reply to What unique things have you done to get ahead financially?

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[quote=Anonymous]I posted earlier with many things, but also adding:

-At my first full-time job, I started soon after graduation, but that calendar year I contributed the full calendar year amount to my retirement (which was possible as I was living with my parents at the time, and then DH in a low-cost place)

-Had kid at 30, despite being married several years, to get some time in first for my career work longer hours pre-kid etc

-Started 529 for kid before kid was born, in my name then transferred it over (though, despite calculators, and Roth IRA options available now, am still not certain re 529 amounts, what college options will be by then etc)

-While I used to use a traditional managed account at a reputable brokerage for a time, I do not and instead use a low-cost brokerage for those accounts. See Bogleheads for information on straightforward index fund strategies. I believe it is important to avoid what can be a 1%+ fee whether in an up or down market, that is huge. And few people even professionals can consistently beat the markets amongst other things.[/quote]

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