Reply to $1000 for an ultrasound?? Is this normal?

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Reply to "$1000 for an ultrasound?? Is this normal?"

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[quote=Anonymous]Speaking from experience, fight everything. Call the insurance company, document each conversation including date, time, who you spoke to, length of call, what was said. You have to be aggressive - ask for the person’s name because they often won’t give it. Ask for a supervisor if necessary and document their name, etc. Keep these records impeccable. Get an explanation for why they aren’t covering it. Then call the hospital billing and tell them you’re disputing it and ask them to put the bill on hold and not send to collections and document that conversation including date, time, name of staff person. Ask for documentation of that conversation and note any dates they give you, Eg if they put the bill on hold for 60 days, 30 days, etc. Be in regular conversation with them and don’t just ignore any deadlines - if you’re approaching any deadlines call them and tell them the status of the negotiations.

If you can’t get insurance to cover the charges (which is surprising since I thought prenatal care is covered under Obamacare and I’d tell this to the insurance company), you can negotiate with the hospital to not pay full sticker price as other previous posters have said.

I have gotten thousands of dollars of bills I received erroneously corrected or dismissed simply because I am the rare person who refuses to just pay for a medical bill that is wrong or that insurance should be covering  and I am ruthless in my follow through on both sides. Most insurance companies and hospitals eventually get sick of patients fighting them (since so often people just pay for bills and don’t even bother to consider if they are actually responsible, and far fewer are willing to make multiple phone calls and continue to follow through) and you’d be surprised how often a bill can simply disappear or an account be zeroed out. I’ve successfully gotten rid of erroneous bills from Sibley, GW, an outpatient surgery center, and many more places because I refuse to just pay when I get a bill that’s wrong.

That said, a high deductible plan is never a good option, and you need better coverage ASAP. [/quote]

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