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Reply to "FYI: Don't include home equity in net worth"
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[quote=Anonymous]I count my home equity as part of my big-picture net worth, but I separately calculate assets that make money for me in retirement, and that calculation excludes home equity and 529 plans. One nice thing about home equity is you can sell your house and use it for end-of-life care someday, so you don't have to worry that if your retirement assets only generate $200k annually but you think you'll need $300k annually in the last few years for quality assisted living. [/quote]
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