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[quote=Anonymous][quote=Anonymous]We're going to be in that situation. Kids have already been told that they will be attending in state school (although private or OOS with merit aid to reduce cost to in state equivalent would be considered); they will need to work part time in HS and college to cover some expenses; we will cash flow what the 529 doesn't cover. [/quote] This! This is what I was told and I will do for my kids if 529 doesn’t cover. My “choice” was state school or getting it down to the equivalent cost; I would not be allowed to take any loans nor would my parents sign for any. I am SO, SO glad my parents did this. Graduating with no debt immediately put me ahead. I do not believe 18 year olds have the capacity to understand the impact of student loans. [/quote]
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