Reply to Left job due to RTO and now working part time as a contractor

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]How stable is your spouse's job?  Do you have sufficient savings if he gets laid off and loses benefits?  Do you have large bills, any debt?[/quote]

Op here. Spouse’s job is extremely secure. Our savings has been wiped out and we do have some debt that we are very slowly paying down. [/quote]

OP, I would really absorb what you are saying here. You sound financially irresponsible, and now another irresponsible move comes along and you want to continue it. You need to secure your family's financial future. No savings and debt? And you want to continue rolling the dice as to how much you make? If you'd said you have a decent emergency fund even and no debt, it might be worth discussing.

Get your financial house in order, then think about switching to contract work.[/quote]

I second this advice.  If the fed job offer is full a better- ranked agency than your last one seriously consider it.  Things vary so much from office to office, you might be surprised! At least worth a shot until you get out of debt and build back your cushion. Good luck! [/quote]

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