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Reply to "second home in Florida"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You want to buy a house 2004,2014, 2022 or newer to get lower insurance rates[/quote] why would 2004 and 2014 be less? [/quote] If you're looking to buy a house in Florida, focusing on the year it was built can make a big difference in safety and insurance costs. Homes built after 1994 are generally more secure since stricter building codes were put in place after Hurricane Andrew. By 2004, the codes got even tougher, especially for roofs and windows, making these homes a safer bet during storms. Later updates in 2010 and 2014 added better protection against flooding and water damage, and by 2020, houses were built even stronger overall. So, if you can, aim for a home built after 2004—it's likely to be safer and might help keep your insurance rates lower.[/quote]
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