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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I find it interesting that posters always suggest downgrading cable or phone when OP complains about budget problems. [/quote]

+1.  If only it were that simple! [/quote]

I love this suggestion too.  Also, skip the Latte's.  Don't worry about the 800,000 mortgage for a tiny colonial in Upper NW purchased with a subprime mortgage in 2006, just watch the little stuff![/quote]

NP here. One you can't do much about. The other, you can.

I don't understand this defeatist attitude about cutting small things. It really DOES add up -- we don't have cable, and GASP we can still watch TV! There are like 50 channels you can get via antenna around here. Yes, I can't watch Honey Boo-Boo since that's a cable show, but [i]somehow[/i] I've survived. The $600 we save every year by getting cheap DSL vs. a "triple play" or "double play" is equal to a car repair, or a couple plumbing issues, or trimming a few trees. We also eat at home A LOT, don't buy stuff unless we absolutely need it, try to fix things and mend clothing rather than replace, I make coffee at home (I allow myself a once a week latte!) -- yeah, it's kinda sucky because with our HHI ($170K) you'd think we could relax and have an easier life with lots of frills, but no.

But I'd rather make the small cuts and then feel like I have some breathing room when emergencies, house repairs, etc occur than load up my life with amenities and constantly be even more stressed about my budget. A penny saved is a penny earned, and they add up.[/quote]

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