Reply to Driving in MD becoming unaffordable?

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[quote=Anonymous]I've been rear ended by a man who told his insurance company it was my fault. Another person lied about a different accident. None of these were my fault, but these people may be ones who try to cause accidents to get the insurance money.

This has happened to me a few times on University Boulevard. I never would have thought a thing about it except the insurance company rep said she sees this all the time...people create an accident and then blame you, the innocent one, and try to get money from your insurance company.

A woman hit my spouse head on while driving down the street in the wrong direction to get around a truck. She changed her story. Thank god the police had already taken her statement and could see her car was on the wrong side of the road. My spouse was okay but we lost a car for which we only got $5K--and that was not enough to buy a replacement.

If MD rates are higher, it could be due to situations like the above. Some of these may be part of a larger group trying to earn money.

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