Reply to Gyno ran STD tests insurance won’t cover

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[quote=Anonymous][quote=Anonymous]Honestly, we all should ask our doctors every single time, "WHat's the charge?" and should call up our insurance companies on the spot - "how much of this do you cover?"

Yes, appointments will take a lot longer.  But until we all start doing this, nothing will ever change.

Imagine if 8 women EACH DAY in your OBGYN office asked the doctor "How much will this cost?" and sat there on the phone waiting to check with the insurance company? The doctor's office would now have an incentive to post the fees and codes and even to report back what other women found out would be the cost.[/quote]

Do you understand how medical billing works? Your doctors office bills your insurance company and they cover some portion of service based on the policy you have. Whatever isn’t covered gets sent back to you. But if a doctor sees 20 patients in a day they may have 20 different insurance policies with 20 different Types of coverage so the amount that gets billed to your insurance company is not particularly useful information to you unless you know what percent you’ll be responsible for, that looks like before and after meeting deductible et cetera. [/quote]

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