Reply to Gyno ran STD tests insurance won’t cover

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]You failed to ask questions. You also signed a paper about consent, right to refuse treatment and obligation to pay. Next time ask more questions. It’s your fault not theirs.[/quote]

Oh stop it. Our system is stupidly complicated and it’s absurd to expect OP to be able to navigate it better than the people  who literally designed and benefit from the systemic dysfunction.[/quote]

Oh stop it. It’s really not that hard to say “I consent only to what is covered by my insurance company I’m not paying out of pocket for it.”[/quote]

I have never seen anyone succeed in negotiating any of the terms on the boilerplate forms you fill out at doctors appointments. [b]I’m an attorney and don’t even bother reading them. [/b]If you try to negotiate I expect they’ll tell you to pound sand.[/quote]

I'm an attorney, and I read these forms and cross out the parts I don't agree to. In particular, I always look for the boilerplate that says some version of "you consent to whatever tests we run" and "you consent to whatever doctors we bring in the room".

Yes, I have had admin staff tell me "you can't change the form" and I just look them in the eye and say it's not voluntary consent if you tell me I have to consent. I made an appt with Dr X and that is the only person I am consenting to see. I will provide consent to testing when I see what tests are recommended.

Just last week a doctor's office admin person was asking me to sign a blank form permitting my doctor to share my info with anyone. The staff person pressured me several times to sign the form assuring me "we only use it to share info with your doctors" and "I replied "I'd be happy to fill out which doctors I will allow the Dr. to share with", which she kept refusing and trying to force me to sign the form without filling it out. I finally said point blank - I will not sign a blank form.

I also notice when I am presented with a page to sign that says you agree to page 2 (when page 2 was never provided). I sign and note, "page 2 not provided".

I have never once been refused care because I refused to give a blanket consent.

I have been asked to pay huge bills at labs I didn't consent to or with doctors I did not consent to, and being able to say, I did not consent has been a solid defense.

Is it annoying? Yes, but it's less annoying than paying a $2K lab bill sent to an out of network lab I didn't consent to when I presented my insurance and the labs could have been easily sent to Labcorp where I would have paid $30.

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