Reply to Memo to my former nail salon and to my former hair salon: It's 2012. Time to accept credit cards.

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Reply to "Memo to my former nail salon and to my former hair salon: It's 2012. Time to accept credit cards."

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I had my hair cut last week and the girl who cut it said they only pay taxes on the credit card tips, not the cadh tips, so that could explain part of the cash tips policy.  Also i don't think a lot of people realize how expensive it really is for businesses to take credit cards. They pay a per swipe fee....so you spend $100, they pay 4% to visa, plus another fee to their bank, then you forgot you wanted gum so you swipe you card for .99 cents, when the fee is $1 just for you to swipe your card so now they lost a penny, then you realize you got xx product by mistake (your mistake not theirs) so you return it and they have to pay 4% again o,us the fee to their bank. Seriously people, you're killing small businesses when you use a card instead of cash. Big businesses can absorb that cost because they buy product in larger quanities and get better prices as a result. Small busineses can't compete with that so you go to the cheaper chain store and main street goes out of business. [/quote]

Exactly.

If I knew then what I know now about merchant services, I would have thought twice before offering it for my small business.[/quote]

I certainly don't want to "kill" small businesses, but I haven't gotten paid in cash since I was a teenager. I don't carry cash because I don't need it for most of my purchases, even those at local "small" businesses. It's not convenient. If there is only one place that I still frequent that requires cash, I'm probably going to stop going to that place, because chances are, I'll forget to get cash beforehand and be forced to use the expensive and shady ATM. I would rather the salon (or whatever) charged me two or three dollars extra than for me to have to use the ATM, because then at least the business is getting my money and not the bank/ATM. I am happy to pay for the convenience of using a credit/debit card.[/quote]

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