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Reply to "If you max out your 401k ($23k), do you spread over 12 months or do it faster?"
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[quote=Anonymous]My husband has a 401k at his work. He tries to max it out as fast as possible. This year is the first year that he has been eligible to max it out due to HCE restrictions at his last job. He will max it out by September. I don’t have an employer sponsored retirement account so for now, I max out my traditional IRA in January and then I do a Roth conversion before investing the contribution. I’ll do that until Democrats make that illegal which they plan to do as soon as soon as they get control of the government and write another tax bill again. I could have done a SEP IRA this year but haven’t yet because 7k is what I can afford to save out of my income and I don’t want the headache of setting up another account until politicians force me to.[/quote]
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