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Reply to "If you max out your 401k ($23k), do you spread over 12 months or do it faster?"
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[quote=Anonymous]My employer doesn’t have a true up so I spread it over 26 paychecks. Our bonuses are paid in Q1, and raises take effect in Q2, so I feel like I am constantly adjusting my 401k withholding to make sure I don’t hit the limit too early and lose out on the match. And to make things even more exciting, at some point this year (they said Q3, but I think they are pushing it back), we are converting from 26 paychecks to 24, so I will readjust again. Honestly, I think they do it on purpose to save a few bucks on the match.[/quote]
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