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Reply to "What are some frugal (or cheap) things you do to save money?"
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[quote=Anonymous]My list of cheap or free stuff is simply too long. Here are few example: free gym, free parking at home and at work, free food at work and to take home, free babysitting, public schools, cheap work uniform. School and work are very close by choice. Never mind, I don't even work. I have optimized my life so well, that we now have enough money for me not to work. It keeps growing faster than I can spend. Work is waiting for me, but I'll go when I feel like it. We simply pay $2400 for rent/utilities/all bills. Even that comes out of an 'annuity' paid out monthly. We love out apartment and would never want to live in a house. So no need to tell us that we need to 'live a little'. We all have been to EU many times and we travel in US. We buy what we want, but we mostly want nothing. I just want a very simple life at home. My car loan I got last month is 0% for example. I have heard that it is not easy to get right now, but normal for me. I could try to get cheaper insurance, but have to consider my time and energy first. New car won't have inspection til 2028. Older car had one already due including maintenance. Payment for new car comes out of old car's money being in the stocks. I was never a high income earner, but I mastered frugality. Now I have also mastered investing. This is like double-whammy. Food budget is what I'm trying to lower and it's not going well. Being organized and knowing where things are, saves a lot of time and money. My landlord did raise our rent, but cheaper option already showed up in the building. I also believe in cutting bigger things or making more money. I never really got into small things. I know what my kid likes to wear and simply buy same thing, but in bigger size. I really like the idea of knowing the bottom price for milk for example and try to get it for that price all year long. It is hard to suggest how to cut expenses for someone else. It's very individual. Someone uses drier balls instead of sheets, and I wouldn't use either. I'm surprised that people sign up for all kinds of stuff they don't even need or use and then try to cut the expense. Having few wants is the ultimate hack if you asked me. It's not a punishment to live on less. I grew up on less and had the best childhood ever. Well, I did have ponies and horses to ride for free daily, free roaming and freshly cooked organic food. Carrying LV around simply doesn't come close. Don't make your home a storage. Think of stores as your storage. 'My goal is no longer to get more done, but rather to have less to do.' Francine Jay. [/quote]
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