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Reply to "Did you have 3x salary in retirement by 40?"
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[quote=Anonymous]No. We barely have 3 times income in retirement/taxable accounts at 50. We have lots in home equity, 529s, and some prime earning years to come so I am not at all worried. There are lots of reasons why this rule of thumb might not apply. Eg if your income has increased rapidly. Higher income means higher taxes too which may affect your ability to hit these metrics. Savings as a percentage of spending is probably a more useful number.[/quote]
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