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Reply to "Top 1% of Retirees Have 16.7M"
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[quote=Anonymous]401k has a huge flaw. A person making 300k at a company with 6 percent match who does the minimum to get match ends up putting in $36k a year A person making 100k whose company match 50 cents on dollar on 6 percent is only putting in for match is putting in $7,500 a year. People have a tendency to do the match. Plus lower income people can’t afford to ax out 401k And some companies have zero match. My current company has an amazing match bs prior company crappy match. It is amazing how much quicker my 401k is growing [/quote]
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