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Reply to "What would you do with 5k more per month?"
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[quote=Anonymous][quote=Anonymous]OP here. One elementary age kid, and Grandmother set up a trust for education (very lucky, I know). These are some very good suggestions, thank you. I especially want to be mindful of lifestyle creep.[/quote] Do you receive statements from grandmother’s educational trust? If not, I’d put half in 529s and half in mutual funds in brokerage account/sinking funds. I did this for over a decade after getting a verbal promise from Grandma that she would pay for college out of a trust. S is a senior now and has committed to a college and she hasn’t said a word about her “trust” since he was in kindergarten. If you do have independent verification, check to ensure it will be enough. I’m planning on 400k for our younger son’s college and he’s a few years older than yours.[/quote]
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