Reply to If you have Chase Sapphire Preferred…

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We love it. Use it regularly for the lounge benefit when we travel for all four of us which is easily worth $100 a time. Get about $2k worth of free hotels per year either through the portal or exchanging points for hotel points. [/quote]

That’s the Reserve. OP is asking about the Preferred.

OP we have it and use it often for travel insurance as well as to transfer to airline and hotel partners. The portal is almost always a bad deal compared to transfer partners. You can also get Chase points with business Ink cards if you have a small business. [/quote]
You get travel insurance through the card? So you don’t have to buy separate trip insurance? [/quote]

Right. That's why I think it's worth the $250 net annual fee apart from the lounge access. Just book our plane tickets paying any costs with the card, and the insurance is active.

https://www.chasebenefits.com/sapphirereserve2[/quote]

But that’s free for the preferred card.

Note I once went to claim on travel insurance and the paperwork defeated me but it is nice to have. [/quote]

The Preferred card annual fee is $95. It has very good coverages as well, but not as extensive as the Reserve. Good chart comparing them here.

https://frequentmiler.com/chase-sapphire-reserve-vs-preferred/#Travel_Protection_Comparison[/quote]
Thanks for sharing this. It looks like neither card offers medical evacuation coverage. I wonder if it’s possible to buy trip insurance that covers only what the chase card does not cover (like med evac). [/quote]

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