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Reply to "Anyone just not use credit cards at all? "
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[quote=Anonymous][quote=Anonymous]The problem with a debit card is you have zero protections. If your cc gets hacked, you could legally be responsible for $50, which most cards will waive (getting hacked is part of the cost of doing business now). If your debit card gets hacked, too bad so sad for you - the bank is not required to make you whole. Like others have posted, we pay off our cc in full every month and use the points for travel[/quote] I loathe my debit card for a variety of reasons, but you aren’t liable for fraud there either. It just takes longer and you checking account will be empty while they investigate which can have cascading problems. https://www.bankrate.com/banking/checking/risky-places-to-use-debit-card/#:~:text=Consumers%20aren't%20liable%20for,can%20give%20your%20money%20back. [/quote]
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