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Reply to "Long term care insurance"
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[quote=Anonymous]From my understanding, the policies in the past were too good for the recipient, causing insurers to pull out of the market. Then the policies became too bad with limited payouts and significant premium increases. Now I hear rumblings of some improvements in the insurance market. There is going to be a significantly aging population. So my thought is to not buy yet, but stay tuned. I fall in the bracket where it's most suggested for--too rich that my assets will be depleted and I'll have to rely on Medicaid, rich enough to afford insurance premiums, but too poor to self-insure for the worst outcomes (our net worth is 2.5m at this point in our 50s) and with a family history of longevity.[/quote]
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