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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous] Not worth getting. We do not have it. Like another poster, we would prefer to succumb to whatever illness leaves us needing that kind of care. We have seen it and it's not a life we would want at any price. Signed, retired people in late 60's[/quote] I don't understand these types of comments. NOBODY WANTS to go into dementia care facilities. But if you become too much for your 80 yr old spouse to care for 24 hrs/day, 7 days/week, THEY are going to put you in a facility, and you better have some $$$$$ to pay for it. Are you suggesting that if you have dementia, you are going to take yourself out? If not, then you don't get to just decide that you are going to "succumb" to dementia or Parkinsons. Your relatives/spouse have to deal with your needs until you eventually "succumb" -- which may be 3-10 yrs. They may not be willing to change your diapers. They may prefer to put you in a facility where you can't wander out the door at 2 a.m. in the freezing cold winter. Gotta have $$$$$.[/quote] Yeah these "just OD me" posts are stupid and irresponsible. Your kids aren't going to smother you with a pillow or put you in a [b]sht-tier state-run facility. [/b]They aren't going to provide at-home dementia care either. They are going to put you in a facility. That means it's on you to make sure you have money to pay for it.[/quote] Are medicaid facilities that bad? There's a lawyer on Tiktok that talks about how to 'protect' your assets, even within the 5-year window, to avail Medicaid facilities in FL. The examples he talks about are families with upto $3-4 mil. Why would they want to spend the rest of their lives in a poor facility if it was that bad?[/quote]
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