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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]No - because my husband doesn’t love 529 as an investment vehicle and we did not super fund it for that reason. We don’t want to have more in there than they would need for college. And, if we keep money in our own name but invested - we can still put it towards college. [/quote] Why doesn’t your husband like 529s? Sure you can keep money in your own name in other investment vehicles but you don’t get the same tax benefits when used toward education expenses.[/quote] +1 The tax free growth is huge. Don't understand why you wouldn't at least aim to fund In-State total costs for your kids with 529s. Then if truly concerned, put rest in regular investing. Given the money can be used for college/trade schools/etc we knew that our kids would be using it for something (turns out it's college for all of them). [/quote] +2. The tax-free growth is huge for us as well (six-figures of untaxed growth). I also like segregating savings and keeping college illiquid, so we didn't use the kids' college funds to remodel a house or buy a new range rover when the temptation was there. [/quote]
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