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Reply to "Stories where an unexpected windfall totally changed your life"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I received about $150,000 as a surprise and honestly I try to forget that I have it. Stuck it in a CD and renew every 9 months. It is comforting to know that it's there, if I need it, but I really don't want to use it. I'm in my 40s, have two kids... So many possibilities for my future self.[/quote] VTSAX[/quote] +1. Keep a portion in CD/MM for a fully funded emergency fund. But rest should be in the market [/quote] Dollar cost average it in if you are not comfortable with the greater variability in the market (you really can lose 30%, but on average it goes up). So start putting in 1000 a week or whatever pace you are comfortable with until you are down to the size of a fully funded emergency fund left in the account).[/quote]
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